Financial Disclaimer

Effective Date: January 1, 2026 | Last Updated: May 6, 2026

⚠️ Important: The information on this website — including rates, product descriptions, and financial comparisons — is provided for informational and educational purposes only. It does not constitute financial advice, investment advice, tax advice, or a binding offer of financial products or services.

1. Not Financial or Investment Advice

The content published on corningcreditunion-us.co.com, including but not limited to savings rate comparisons, loan rate information, product reviews, and financial calculators, is intended for general informational purposes. Nothing on this site constitutes personalized financial advice tailored to your individual circumstances, financial situation, risk tolerance, or investment objectives.

Before making any financial decision — including opening a savings account, applying for a loan, or transferring a credit card balance — you should consult with a qualified financial advisor, tax professional, or attorney who can evaluate your specific situation.

2. Rate and Product Information

Interest rates (APY and APR), fees, account terms, and product features are subject to change without notice. While we make reasonable efforts to keep rate information current — including updating it as frequently as weekly — we cannot guarantee that information presented on this site reflects the most current rates at the time you read it.

Always verify current rates, fees, and terms directly with Corning Credit Union:

3. Loan and Credit Decisions

Loan rates, credit card rates, and terms shown on this site are illustrative starting rates. Your actual rate depends on your creditworthiness, loan amount, term, and other underwriting factors. Rate information does not constitute a guarantee, pre-qualification, or pre-approval for any loan or credit product.

All loan and credit applications are subject to credit review and approval. Corning Credit Union makes no guarantee that any individual will qualify for any loan product or rate shown on this site.

4. Calculator Results Are Estimates Only

Financial calculators on this site (including loan payment estimators and savings growth calculators) use simplified mathematical models. Results are illustrative estimates only and may not reflect actual outcomes due to compounding frequency, variable rate changes, fees, taxes, or other factors not accounted for in the calculator model.

5. Third-Party Comparisons

Comparisons between Corning Credit Union and third-party financial institutions (including Bank of America, Wells Fargo, KeyBank, and others) are based on publicly available rate disclosures and may not reflect real-time or complete product offerings. Third-party rates change frequently. We do not maintain relationships with or receive compensation from any third-party institutions mentioned in comparisons.

6. NCUA Insurance

Corning Credit Union is a federally chartered credit union insured by the National Credit Union Administration (NCUA). Deposits are insured up to $250,000 per account ownership category, per depositor, consistent with NCUA regulations. Insurance coverage limits and conditions are subject to NCUA rules and regulations. Verify insurance coverage at NCUA.gov.

7. No Endorsement of External Links

Links to third-party websites — including regulatory agencies, government websites, and industry associations — are provided as reference resources only. Corning Credit Union does not endorse or take responsibility for the accuracy, content, or availability of external websites.

8. Limitation of Liability

To the fullest extent permitted by law, Corning Credit Union disclaims all liability for any damages — direct, indirect, incidental, special, or consequential — arising from your reliance on information presented on this website. Your use of this site is at your own risk.

Contact for Questions

If you have questions about information presented on this site or need current, verified product information, please contact Corning Credit Union directly:

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