Terms of Service

Effective: January 1, 2026 · Last Updated: May 6, 2026

These Terms of Service ("Terms") govern your access to and use of the Corning Credit Union website at corningcreditunion-us.co.com, including all pages, features, and content available through this site ("Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.

1. Acceptance of Terms

By using this Site, you represent that you are at least 18 years of age (or the legal age of majority in your jurisdiction) and are competent to enter into these Terms. If you are accessing the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Permitted Use

You may use the Site for lawful purposes in connection with accessing information about Corning Credit Union products and services. You agree not to:

3. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, images, and software — is the property of Corning Credit Union and is protected by United States copyright law, trademark law, and other applicable intellectual property laws. You may view, print, and download content for your personal, non-commercial use only. Reproduction, distribution, or use of Site content for commercial purposes without written permission from CCU is prohibited.

4. Online Banking Terms

Your use of CCU's online banking portal and mobile banking application is additionally governed by the Electronic Services Agreement provided upon account enrollment. In the event of conflict between these Terms and the Electronic Services Agreement, the Electronic Services Agreement governs for matters related to online banking.

5. Accuracy of Information

We strive to keep information on this Site accurate and current. However, rates, fees, product terms, and other details are subject to change without notice. Information on this Site does not constitute a binding offer of any financial product or service. Contact Corning Credit Union directly for current, verified product information at (607) 962-6900.

6. Third-Party Links

The Site may contain links to third-party websites (including regulatory agencies and reference resources). These links are provided for convenience only. CCU does not endorse, control, or take responsibility for the content, accuracy, or availability of external sites. Use of third-party websites is at your own risk and subject to those sites' own terms.

7. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. CCU does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Corning Credit Union shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site — including loss of data, revenue, or profits — even if CCU has been advised of the possibility of such damages. CCU's total liability for any claim arising from your use of the Site shall not exceed $100.

9. Indemnification

You agree to indemnify, defend, and hold harmless Corning Credit Union, its directors, officers, employees, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any third-party rights.

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of New York and applicable federal law, without regard to conflict of law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Steuben County, New York.

11. Changes to Terms

CCU reserves the right to modify these Terms at any time. Material changes will be communicated via notice on the Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms. We recommend reviewing these Terms periodically.

12. Contact

Questions about these Terms should be directed to: Legal Department, Corning Credit Union, 90 Crystal Lake Rd, Corning, NY 14830 · [email protected]

See also: Privacy Policy · Financial Disclaimer · Contact Us